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Our constant reminder to you…you know your personal situation better than anyone else so please, pay special attention to all notices, times and dates and don’t let your situation become a crisis. If you are in eminent danger of losing your home and are left with very few options please click on the “KEY”…the GT Lockbox maybe able to help you. If you received a Notice of Default you need to take action.
Dear Homeowners and Legal Counsel:
 Making sense out of a complicated situation is justifiably very difficult for most homeowners…what is happening is unprecedented and unfortunately it can become very emotional…after all we are talking about our home! And, an ongoing lack of trust, guidance and resources only makes the situation even worse.
Those homeowners who will ultimately survive this crisis will all have several things in common. They will…Learn, Act and “Take Control” of their personal situation and that is what GT Lockbox is all about.
Our mission is to help all homeowners to “Learn” ~ “Act” and “Take Control”! read... Offense vs. Defense
Start Here… stop talking and start writing...
All trial attorneys know that they have to have proof if they are going to take a case to trial. Good attorneys very carefully assemble the evidence they need to prove their case, whether it ends up in trial or not.
They know that a court will require them to prove their case with documents that support the testimony of their witnesses. Just saying something happened is often not enough.
There are certain administrative procedures you can use to protect your rights to your home, but you must be able to document what you did. And, by putting your position in writing, you can force the other side into responding, which they have to defend. Or perhaps the other side will not act at all, which can really bolster your position.
Take a look at one fact no one ever talks about … the fact that the banks don’t and won’t give out information in writing. It could be a dangerous move on their part and potentially very damaging to them. Sharp administrative strategies can be built around understanding the weakness and strengths of the parties involved and the only way you can take advantage of those strategies is to put your contentions in writing.
Start by Writing - DEMAND that all communications with banks or servicers be in writing. Its pointless to try to establish what you have done by phone. Refuse to discuss anything, and insist that all communications between parties be in writing. Whether you get written replies or not, your position is documented.
And in order to know how to state your claims, you need data concerning your situation. Later, you can seek assistance from paralegals’ supervised by an attorney to help organize information, dates and timelines. Following traditional administrative procedures can be a very effective and cost efficient means of asserting your rights.
When it’s finally time to hire an attorney your case will be prepared, all documents will be assembled, and you are in the best position possible. Preparing in advance helps your attorney considerably, and helps you conserve resources until you need legal representation.
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